Home Equity Loan
Reinvest in the life you have built with a home equity loan! This is a loan used by homeowners to borrow money. The equity of the home is used as collateral.
- Minimal closing costs
- Terms up to 20 years
- Fixed rate
- .50% rate reduction with autopay
Home Equity LOC
Establish a line of credit to fund your next home improvement project, or even your next vacation! The possibilities are endless with a HELOC where the home is used as collateral for the line of credit.
- Members only make payments on what they draw
- 25 year term-10 yr period, 15 yr repayment period
- During the draw period you are only required to pay interest you don't have to make any principal payments
Signature Loan
Credit Rebuilder
The Credit Rebuilder Loan Program helps you establish or re-establish your credit when other typical means are not available. It is not just a loan, but a program that gets you back on the right track toward meeting your long-term financial goals.
- Loan Amount up to $1000
- Terms up to 12 months
- We report your repayment behaviors to the credit bureau
Overdraft Line of Credit
Overdraft Line of Credit protection can cover those times when you may need more money than you have available in your checking account.
- Avoid fees returned or bounced payments
- Avoid the embarrassment of a declined transaction
- Build your credit
Personal line of Credit
Enjoy peace of mind and financial freedom with an unsecured personal line of credit. Known at HFCU as our Universal Line of Credit (Un-LOC), this product allows you the flexibility to access your money whenever you need it.
- Upcoming large expenses - wedding, tuition, home projects
- Debt consolidation
- Extra cash when low on savings
- No collateral needed
Auto
Boat
Motorcycle
Start cruising with this motorcycle loan.
Motorhome & RV
Get ready to see this great land of ours with an RV Loan. We have some of the most competitive rates around!